How to Download Your MTN Mobile Money Statement (2026 Guide)

 



If you use MTN Mobile Money to receive customer payments, pay suppliers, or manage your daily expenses, downloading your Mobile Money statement should become part of your monthly bookkeeping routine.

Your Mobile Money statement provides a complete record of all transactions made during a selected period. Whether you are a business owner, freelancer, trader, or simply use one Mobile Money account for both personal and business transactions, your statement is a valuable financial record.

In this guide, we'll show you how to download your MTN Mobile Money statement and explain why it matters for good bookkeeping.

How to Download Your MTN Mobile Money Statement

Follow these simple steps:

  1. Dial *170#

  2. Enter # to go to the next page.

  3. Select 6 – Wallet

  4. Select 5 – Statements

  5. Choose 1 – Statement Request

  6. Enter your Mobile Money PIN.

  7. Enter a valid email address and confirm it.

  8. Enter the start date for the statement (for example: 31/07/2026).

  9. Enter the end date (for example: 31/08/2026).

  10. Submit your request.

Within a few minutes, your Mobile Money statement will be sent to your email as a PDF.

Why Downloading Your Statement Matters

Many small business owners rely heavily on Mobile Money but rarely keep proper records of the transactions. Downloading your statement gives you an accurate history of every payment made and received.

Instead of trying to remember transactions or searching through SMS notifications, you have everything organized in one document.

Benefits for Business Owners

If you use Mobile Money for your business, downloading your statement can help you:

  • Keep track of customer payments.

  • Record business expenses accurately.

  • Verify supplier payments.

  • Reconcile your bookkeeping records.

  • Prepare monthly financial reports.

  • Reduce errors caused by forgotten transactions.

  • Monitor your business cash flow.

  • Support loan applications with transaction history.

What If You Use One Mobile Money Account for Both Business and Personal Transactions?

Many entrepreneurs use a single Mobile Money account for both personal and business purposes.

While this is common, it can make bookkeeping more challenging.

Your statement allows you to:

  • Separate business transactions from personal spending.

  • Identify business income more easily.

  • Calculate your actual business profit.

  • Reduce confusion during month-end bookkeeping.

  • Improve budgeting and financial planning.

Although using separate accounts is the best practice, regularly reviewing your statement can make managing a combined account much easier.

Make It a Monthly Habit

Downloading your Mobile Money statement at the end of each month only takes a few minutes, but it can save you hours when preparing your books.

Think of it as creating a financial snapshot of your business before moving into the next month.

By keeping monthly statements, you'll build a reliable financial history that helps you make informed decisions and stay organized.

Final Thoughts

Bookkeeping doesn't have to be complicated. It starts with keeping good records.

Your MTN Mobile Money statement is one of the simplest and most valuable bookkeeping tools available to every business owner in Ghana.

If you're serious about understanding your finances and growing your business, make it a habit to download your statement every month.

At BookkeepIt, we're committed to helping businesses build better bookkeeping habits through practical tips, simple systems, and professional bookkeeping support.

Clean Books. Clear Decisions. Better Business.

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